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A welcome letter Consent for purposes of Treatment, Payment & Healthcare Operations
Form: Patient Information Sheet Patient Intake Questionnaire Notice of Privacy Practices Healing Bridge Physical Therapy is a provider for most insurances available
to Central Oregon employees. These include but are not limited to:
If you do not see your insurance provider listed here, that does not necessarily mean that you cannot access our services. Please call our office and we will be happy to contact your insurance for you to determine coverage, including deductibles and co-pays. Ultimately, it is your responsibility to know your insurance plan and coverage. However, we pride our business on exceptional customer service and will work with you to make sure that your portion of the physical therapy expense fits your budget and expectations. If you begin therapy and have not discussed coverage with one of our accounts representatives, please do so as soon as possible. Also, if we are not a provider for your insurance, that does not necessarily mean that we will not get reimbursement from your insurance company. Again, it is important to have our Patient Account Specialist contact your insurance so that we can work out a payment plan for you. We encourage our patients to be educated and proactive regarding their healthcare. You may want to contact your insurance company for your own benefits information. If your information is different from ours, we can make another phone call for clarification. Your bill will vary depending on the treatment you receive and the billing codes used. We have recently completed a cost comparison with the other physical therapy clinics in Central Oregon, and our rates are typically much less than other clinics. On average, a one hour treatment of one-on-one time with your therapist will cost between $140.00 - $170.00 in charges to your insurance. (This compares to $200 or more at other regional clinics.) Return to Top of Page
Questions to ask your insurance company:
Write-Offs: For many insurances, certain codes have a maximum limit, and any charges over that amount are an automatic non-billable write off. Co-pays and Coinsurance: Co-pays vary depending on insurance plans. We will determine your co-pay during your first visit or as soon as we can contact your insurance company. Because co-pays are often a percentage of the allowable charge to your insurance company, it is not always possible to accurately predict the exact amount owed per treatment. However, we encourage that you make some payment towards each treatment to avoid a large bill at the end of your physical therapy. Return to Top of Page Deductibles: This is the amount of out-of-pocket expense required by the insured before your insurance will begin paying towards your medical expenses. It usually combines all medical expenses, your including doctor visits. Each insurance policy varies on the amount of deductible that is required. Because it is difficult to get full accuracy on the amount remaining on your deductible, we will wait until we hear from your insurance company to charge you this amount. Statements: We will send out monthly statements. Unfortunately these can be confusing because of claims that are still pending collection from your insurance company. Do not be alarmed if the total amount of money due reflects a significant amount. As your insurance payments come in we can give you more accurate information on the amount actually owed by you. Please contact our accounts representatives for any questions and concerns. Cash-Pay: For patients who choose not to use, or do not have insurance coverage for physical therapy, we are able to offer our services at a significant reduction. These cash-pay services cannot be billed to your insurance. We do not attach CPT codes, otherwise, we would have to charge the same amount. We provide this discounted price to make your healthcare accessible and affordable, and also because the overhead expense of billing and seeking reimbursement from insurance companies is extraordinarily high. Cash-Pay Physical Therapy: $95.00 Rest assured that you will receive the same great care whether you are paying on a cash basis or we are billing your insurance. Return to Top of Page Medicare Medicare has strict regulations to qualify you for coverage. You must have a physician's referral, and return to see your physician every 30 days in order to continue physical therapy. In addition, your therapist will track your progress, as we must be able to document clear functional progress to justify continued services. Clear Choice
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